:root{--ink:#10203b;--muted:#66758d;--blue:#165dff;--blue2:#0b47d1;--pale:#f2f6ff;--soft:#f7f9fc;--line:#dfe7f2;--white:#fff;--max:1180px;--shadow:0 10px 30px rgba(20,55,105,.08)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.7 Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);background:var(--white)}
a{color:var(--blue);text-decoration:none}a:hover{text-decoration:underline}.wrap{max-width:var(--max);margin:auto;padding:0 24px}.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(12px)}
.header-inner{display:flex;align-items:center;min-height:72px;gap:22px}.brand{font-size:22px;font-weight:900;letter-spacing:-.03em;color:var(--ink);white-space:nowrap}.main-nav{display:flex;gap:20px;align-items:center;margin-left:auto}.main-nav a{font-weight:700;color:var(--ink);font-size:14px}.header-cta{background:var(--blue)!important;color:#fff!important;padding:10px 15px;border-radius:10px;text-decoration:none!important}.header-cta:hover{background:var(--blue2)!important}
.hero{padding:76px 0 58px;background:linear-gradient(180deg,#edf3ff 0,#fff 100%)}.hero .wrap{max-width:1050px}.eyebrow{text-transform:uppercase;letter-spacing:.1em;font-size:12px;font-weight:900;color:var(--blue)}
h1{font-size:clamp(40px,6vw,68px);line-height:1.04;letter-spacing:-.04em;margin:.2em 0 .3em}h2{font-size:30px;line-height:1.2;letter-spacing:-.025em;margin:42px 0 14px}h3{line-height:1.3;letter-spacing:-.015em}.lead{font-size:20px;color:var(--muted);max-width:780px}
.btn{display:inline-block;background:var(--blue);color:#fff!important;font-weight:850;padding:13px 19px;border-radius:11px;margin:8px 8px 8px 0;text-decoration:none!important}.btn:hover{background:var(--blue2)}.btn.secondary{background:#fff;color:var(--blue)!important;border:1px solid #b9caff}.trust{font-size:13px;color:var(--muted);margin-top:6px}
.section{padding:48px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card{border:1px solid var(--line);border-radius:17px;padding:22px;background:#fff;box-shadow:var(--shadow)}.card h3{margin:0 0 8px}.card p{color:var(--muted);margin-bottom:0}
.content-shell{max-width:var(--max);margin:auto;padding:48px 24px;display:grid;grid-template-columns:minmax(0,780px) 300px;gap:48px}.article h1{font-size:clamp(38px,5vw,54px)}.breadcrumbs{font-size:13px;color:var(--muted);margin-bottom:22px}.article p{font-size:17px}.article ul{padding-left:22px}.article li{margin:8px 0}
.summary{background:var(--pale);border:1px solid #d7e2ff;border-radius:16px;padding:22px;margin:28px 0}.summary strong{display:block;margin-bottom:8px}.cta-box{border-radius:18px;background:#0e2c63;color:#fff;padding:24px;margin:34px 0;box-shadow:var(--shadow)}.cta-box h3{font-size:23px;margin:0 0 8px}.cta-box p{color:#dfe9ff}.cta-box .btn{background:#fff;color:#124ed0!important}.cta-box .trust{color:#c8d8fa}
.sidebar{position:relative}.sidebar-inner{position:sticky;top:98px}.side-card{border:1px solid var(--line);border-radius:17px;padding:21px;background:var(--soft);margin-bottom:18px}.side-card h3{margin-top:0}.side-links a{display:block;padding:8px 0;border-bottom:1px solid var(--line);font-weight:700}.side-links a:last-child{border:0}.notice{font-size:14px;background:#fffbea;border:1px solid #f0df9f;border-radius:12px;padding:15px;margin:24px 0;color:#5f521a}
footer{border-top:1px solid var(--line);margin-top:56px;background:#f8fafc;padding:36px 0;color:var(--muted)}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:28px}.footer-links a{display:block;margin:7px 0;color:var(--muted)}.mobile-offer{display:none}
@media(max-width:900px){.content-shell{grid-template-columns:1fr}.sidebar{display:none}.grid{grid-template-columns:1fr 1fr}.main-nav a:not(.header-cta){display:none}.mobile-offer{display:block;position:fixed;left:14px;right:14px;bottom:14px;z-index:80;background:var(--blue);color:#fff!important;text-align:center;padding:13px;border-radius:12px;font-weight:850;box-shadow:0 10px 28px rgba(0,0,0,.22)}}
@media(max-width:620px){.grid{grid-template-columns:1fr}.hero{padding-top:50px}.header-inner{min-height:64px}.header-cta{font-size:13px;padding:9px 11px}.footer-grid{grid-template-columns:1fr}body{padding-bottom:64px}}